Long Term Care Insurance

Long Term Care Insurance - What's Your Plan?

We want to help you plan for a secure future. What can Long-Term Care Insurance do for you?

  • Pay for in-home assistance
  • Pay for residential assisted living care
  • Pay for nursing home car

Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and supports, including personal and custodial care in a variety of settings such as your home, a community organization, or other facility.

Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating.  You can select a range of care options and benefits that allow you to get the services you need, where you need them.

The cost of your long-term care policy is based on:

  • How old you are when you buy the policy
  • The maximum amount that a policy will pay per day
  • The maximum number of days (years) that a policy will pay
  • The maximum amount per day times the number of days determines the lifetime maximum amount that the policy will pay.
  • Any optional benefits you choose, such as benefits that increase with inflation.

We want to help you stay home as long as possible.  Give us a call today at 805.544.6230 or fill out our simple form and we will get back to you.

 

Did you know:

Neither Health Insurance or Medicare will pay for Long-Term Care? Keep your options open with a Long-Term Care Insurance plan. The younger you start the less expensive these plans will be You need to purchase these plans while your healthy

For More Information on Long-Term Care Insurance, Please fill out the form below and we’ll get back to you.

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